Terms & Conditions

Last updated: January 1, 2025

Agreement to Terms

By accessing and using the website portumbehaviorhealth.com, operated by Portum Behavior Health Inc ("Company," "we," "our," or "us"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.

Services Description

Portum Behavior Health Inc is a direct business lender providing financial services including working capital loans, equipment financing, revenue-based financing, business lines of credit, and expansion funding. Our services are available to qualified businesses across the United States. All funding is subject to credit approval and underwriting review.

Eligibility

To use our services, you must be at least 18 years old, authorized to act on behalf of a registered business, and capable of entering into legally binding agreements. By submitting an application, you represent that all information provided is accurate and complete.

Use of Website

You agree not to:

  • Use the website for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Submit false or misleading information
  • Interfere with the proper functioning of the website
  • Reproduce or distribute content from this site without permission

Application and Funding Process

Submitting an application through our website does not guarantee approval or funding. All applications are subject to our underwriting criteria. If approved, specific terms, rates, and conditions will be provided in a separate funding agreement that must be reviewed and signed before any funds are disbursed.

Intellectual Property

All content on this website — including text, graphics, logos, designs, and software — is the property of Portum Behavior Health Inc and is protected by applicable intellectual property laws. You may not use, copy, or distribute any content without our prior written consent.

SMS Terms & Conditions

By opting in to receive SMS or MMS messages from Portum Behavior Health Inc, you agree to the following terms:

  • You consent to receive recurring marketing and promotional text messages sent via an automated telephone dialing system (ATDS).
  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply depending on your mobile carrier and plan.
  • Reply STOP to any message to opt out and stop receiving text messages.
  • Reply HELP to any message for assistance, or contact us at sharifah@portumbehaviorhealth.com.
  • Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging to receive our financial services.

We are not liable for any delays or failures in message delivery caused by your mobile carrier or other factors outside our control. Carriers are not liable for delayed or undelivered messages.

Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Portum Behavior Health Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or our services. Our total liability shall not exceed the amount you have paid to us, if any, in the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Portum Behavior Health Inc, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Middlesex County, Massachusetts.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to this page. Your continued use of the website after any modifications constitutes acceptance of the updated terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us at:

Portum Behavior Health Inc
300 Summit Dr, Burlington, MA 01803
Email: sharifah@portumbehaviorhealth.com